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Columbus Home Buyer FAQ | Wayne Woods Real Estate Advisor

Most buyers in Columbus put down 3% to 20%, depending on the loan program. First-time buyers often qualify for low down payment options, while conventional loans typically range from 5%–20%. I help buyers understand how different down payment amounts affect monthly payments, flexibility, and long-term goals—so you’re choosing what’s right for your life, not just the minimum required.

Yes, getting pre-approved before touring homes is essential. A pre-approval shows sellers you’re serious, strengthens your offer, and gives you clarity around your true budget. In competitive Columbus neighborhoods, most sellers expect it before considering an offer.

Buyer closing costs in Ohio typically range from 2% to 4% of the purchase price. These costs may include lender fees, title insurance, escrow items, and prepaid taxes. I review estimated closing costs early in the process so there are no surprises as you move toward closing.

The Columbus real estate market remains strong, but competitiveness varies by neighborhood and price point. Some homes receive multiple offers quickly, while others allow room for negotiation. My role is to help you understand what’s happening in real time and make decisions that feel confident, not rushed.

Once under contract, most homes close in 15 to 30 days. The full process, from searching to closing, can take anywhere from a day, weeks to several months, depending on timing, inventory, and your personal goals.

The best neighborhood depends on lifestyle. Some buyers prioritize walkability and design, while others focus on schools, space, or long-term appreciation. I help buyers compare neighborhoods like Upper Arlington, German Village, Merion Village, Bexley, and beyond, based on how they actually live.

While you’re not required to have a buyer’s agent, having one ensures your interests are protected throughout negotiations, inspections, and contracts. My approach focuses on education, strategy, and calm guidance, so the process feels intentional and well-supported.

A home inspection evaluates the property’s structure, systems, and safety. After the inspection, we review the report together and decide whether to request repairs, credits, or move forward as-is. The goal is clarity and confidence before closing.

Yes, many buyers successfully buy and sell at the same time. This often involves strategic timing, contingencies, or bridge options. I help structure the process so transitions feel smooth, not stressful.

My role is to be a steady advisor throughout the process, helping you evaluate homes clearly, understand market dynamics, and make decisions that support your long-term goals. Buying a home should feel informed, calm, and aligned with your life.

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Armed with a passion for helping others and a dedication to creating a thriving and sustainable community in the Columbus area, our philosophy has always been to practice passion, integrity, authenticity, and commitment in our interaction with clients and the relationships that result from it.

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